Updated: August 1st, 2026 | By Jenna Lofton, StockHitter.com Jenna’s Bottom Line Nobody has ever bragged at a party about their asset allocation, and honestly that’s the whole problem. Vanguard just flipped the sacred, decades-old 60/40 formula on its head, recommending 40/60 instead, and Morningstar’s diversified model has been quietly out-earning both of them for…
Updated: August 1, 2026 | By Jenna Lofton, StockHitter.com Jenna’s Bottom Line Let’s talk about the stock you spent three weeks researching, agonized over, and finally bought at exactly the wrong moment. Cute. It doesn’t matter nearly as much as you think it does. The most famous statistic in portfolio management, the one that claims…
Updated: July 31, 2026 | By Jenna Lofton, StockHitter.com Jenna’s Bottom Line A great earnings report and a rising stock price are not the same thing, and confusing the two is the single most common mistake I see investors make every earnings season. The headline EPS beat or miss tells you almost nothing on its…
Updated: July 31, 2026 | By Jenna Lofton, StockHitter.com Jenna’s Bottom Line Nebius just had the kind of month most companies wait a decade for. Nvidia quietly disclosed a 9.3 percent stake. The stock popped 19 percent in a single session. The company also locked in the neocloud sector’s first-ever GPU-backed debt facility. All of…
Updated: July 31, 2026 | By Jenna Lofton, StockHitter.com Jenna’s Bottom Line EV/EBITDA is the metric professional analysts and investment bankers reach for first, and retail investors reach for last. That gap exists because P/E is easier to understand, not because it is more accurate. Once you understand why debt distorts P/E, you will never…
Updated: July 30, 2026 | By Jenna Lofton, StockHitter.com Jenna’s Bottom Line Free cash flow is the hardest number on a financial statement to manipulate. Earnings can be shaped by accounting choices. Cash either showed up in the bank or it did not. That is why free cash flow yield is the metric I trust…
Updated: July 30, 2026 | By Jenna Lofton, StockHitter.com Jenna’s Bottom Line The price to sales ratio exists to solve one specific problem: how do you value a company that has no earnings yet? It is the right tool for high-growth businesses and the wrong tool the moment you forget to check gross margin. Skip…
Affiliate Disclosure: I may earn a commission on any link you click on this site, at no extra cost to you. To learn more, click here. Last Reviewed July 30, 2026 Hey everyone, Jenna here. I’ve been a paying Oxford Club member since June 2022. That’s over four years of monthly issues, model portfolio updates,…
Updated: July 2026 | By Jenna Lofton, StockHitter.com Jenna’s Bottom Line The P/E ratio is the most cited valuation metric in investing and the most misunderstood. A high P/E is not automatically expensive. A low P/E is not automatically cheap. The number only means something once you know what is driving it, and most investors…
Updated: July 2026 | By Jenna Lofton, StockHitter.com Jenna’s Bottom Line The biggest investing mistake most people make has nothing to do with picking the wrong stock. It’s starting in the wrong account type and paying unnecessary taxes for decades as a result. Get the structure right first. Everything else is secondary. Key Takeaways Start…